Banker Acceptance2018-04-08T13:31:11+00:00

In the normal course of business, especially for businesses involved in trading as well as cross-border, sometime the operational cash flow might be disrupted by some adhoc delays in cash inflow due to delay in repayment by customers. Therefore, these businesses usually have Banker Acceptance as their credit facility to facilitate their trading business, especially when dealing with first time customers or cross-border customers.

What is Banker Acceptance (BA) ?

Banker Acceptance is a short term debt financial instrument that is guaranteed by a commercial bank. It is much favoured in the international trade because it allows an importing business to issue a Banker Acceptance with a date beyond the delivery date, whilst it also allows the exporting business to receive a payment instrument in hand before delivering the shipment. Because the payment instrument is guaranteed by the bank, it provides reasonable assurance that there are no issues with collection.

With the ease of Banker Acceptance, and the low credit terms it offers, many businessman makes use of this benefits to assist with their operational trading. However, the commercial bank often has very rigid requirements with regards to the Banker Acceptance. For example, it has very strict timeline for settlement of the floating credit. Hence, it is imperative that the settlement be on-time, else the credit facility will be withdrawn immediately, and not subject to appeal.

How are we able to help?

Sometimes in businesses, we try our best to manage cash flow, but inadvertently some things are beyond control. Such as delays by the customers in processing payments which they had promised upfront, or there are excellent high margin deals which needed to pay in cash, as well as delay in shipment or delivery. All these unforeseen circumstances may affect our cash flow planning. Sometimes we just need additional 2-3 days cash flow, to wait for these incoming cash flows to balance our operation. However, in Banker Acceptance, you are just not afforded that luxury. That facility will be terminated if you are late in settlement for even an hour.

We would be able to assist with quick approval, fast release, of high loan amount for Banker Acceptance loan. If you have an existing Banker Acceptance which is nearing to due date, which you need quick short term loan, we are the market leader in Banker Acceptance loan. Our loan approval process is especially quick, and money will be wired immediately to your account for settlement within 1-2 hours.  Our interest rates for Banker Acceptance loan is very affordable and is based on daily rest. Our tenure is also dependant on the needs of our customer. If they are able to settle early, they would be able to reduce their total interest incurred.

Documents required to qualify for this BA financing, is merely a photocopy of the Bank BA agreement, for the financing to be assessed. This BA financing is mainly targeted for companies who may need quick short term facilities to cover your existing BA agreement with commercial bank that are reaching maturity period. Usually useful for companies such as property developers, companies involved in tradings as well as involved in international trading such as import and export.

This is one of the key Trade Financing Solutions in international trade market that is not to be missed. Please call us +60129232144 for more details. You may also be interested in our business loan for working capital or corporate loans for business expansion needs.

如何有效运用银行承兑汇票?

有时在商场交易中,我们都会尽量管理好现金流,但无意中有些事情是无法控制的。例如客户在延误付款,这些不可预见的情况都可能影响我们的现金流量计划。有时我们只需要额外的2-3天现金流量来平衡我们的收入现金流运作。但是,在银行承兑汇票条件限制情况下,你们根本就没有这样的方便。如果你迟了一个小时,那么这个设施将完全被终止及以后很难再享用这项设施。

我们是银行承兑汇票融资的市场领先者。我们这时就能提供迅速批准及发布银行家接受贷款的高额贷款额度。如果您现有的银行承兑汇票接近到期日,您需要快速的短期借款,我们的贷款审批流程特别快,资金将立即连接到您的账户进行结算。我们的银行承兑贷款的利率是非常实惠的,基于每日利率。任期也取决于我们客户的需求,如果客户想提早解决就可以节省利息。

这是许多工厂,中大型企业,发展商,国际贸易市场的主要贸易融资解决方案之一,不容错过。请致电我们+60129232144了解更多详情。您也可能对我们的营业资金或业务扩展需求的商业贷款感兴趣。

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